A storm-damaged roof is a challenge to address, but it becomes even more challenging when it’s time to file an insurance claim. Many homeowners are understandably upset when they find out that their insurance doesn’t completely cover their roof. Fortunately, there are ways to ensure you’re getting the most out of your claim. Dynamic Roofing Concepts Inc., your local roofing contractor, shares how to maximize your roof insurance claim.
It’s not something homeowners look forward to, but you’ll want to read through your contract and check every single detail and benefit your insurance policy has. What you want to look for specifically are percentages and policy triggers. The latter describes events when your insurance company sends an adjuster after you reported the claim.
Another detail you should be aware of are the terms and conditions as this is the fine print that states whether you can work with a third-party roofer or from a selection of accredited contractors from the insurance company.
You may be understandably uncomfortable being limited to your insurance company’s appointed contractor. That’s why we recommend you get in touch with your local roofer and get a full roof inspection. They will give you a comprehensive survey of the damages your roof has sustained without any bias, along with the true estimate in terms of repair, replacements and labor time.
Fortunately, many insurance companies allow homeowners to have a third-party contractor represent homeowners when filing their insurance claims. This is something you should take advantage of as your contractor will provide you professional representation backed with industry knowledge and bias-free details.
At Dynamic Roofing Concepts Inc., we are always ready to assist homeowners filing their roofing insurance claims. When you work with us, you can count on us to always prioritize your needs and help you get a satisfactory settlement on your insurance claim.
Get in touch with us at (813) 657-7663 to learn more. We are a local roofing contractor serving homeowners throughout Tampa, FL, and other parts of Florida.