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Dynamic Roofing Concepts Inc - Roofing Contractor
HFS Home Improvement Loans

Roof financing

Finance Your New Roof Through HFS Financial

Get the roof you need now and pay over time with a fixed-rate personal loan from our partner HFS Financial. Checking your rate won’t affect your credit score.

Check My Rate(813) 657-7663
  • 4.6Google rating
  • GAF Master Elite®Top 2% of roofers
  • Triple ExcellenceGAF award
  • President's ClubGAF award
  • Licensed & insuredCCC1327224

Why Finance Your Roof?

A roof can’t always wait for the right time. Financing lets you fix the problem now and spread the cost over time.

  • Don’t wait on a failing roof: small leaks turn into bigger, costlier repairs
  • Keep your savings for emergencies
  • Fixed monthly payments you can budget for
  • No home equity needed, and no appraisal or refinancing

Not sure what your roof will cost? Our instant estimate gives you a price in about a minute.

Roofing crew replacing a home’s roof, with tarps protecting the yard

How it works

How HFS Financing Works

  1. 1

    Check your rate

    A quick online inquiry that won’t affect your credit score.

  2. 2

    See your options

    View your loan options online, or talk them through with an HFS loan consultant.

  3. 3

    Verify

    Securely upload a few basic documents to confirm your loan.

  4. 4

    Get your funds

    Funds are typically available within 48 hours of approval.

Our financing partner

Why We Work With HFS Financial

HFS has helped more than 100,000 homeowners finance home improvement projects.

  • No hit to your credit

    Checking your rate won’t affect your credit score.

  • No home equity needed

    Personal loans, with no appraisal, refinancing or lien on your home.

  • Fixed rates

    Your payment stays the same for the life of the loan.

  • Fast funding

    Funds are typically available within 48 hours of approval.

  • Funds paid to you

    The money goes directly to you, so you stay in control.

  • No prepayment penalties

    Pay your loan off early at any time.

Model house beside a jar of savings during a financing meeting

Got questions?

Roof Financing FAQs

Will checking my rate affect my credit score?

No. Checking your rate with HFS is a soft inquiry, so it won’t affect your credit score. A full credit check only happens if you choose to move forward with a loan.

What roofing work can I finance?

Roof replacements, repairs and other roofing work on your home. HFS loans are for residential home improvement projects.

Do I need equity in my home?

No. HFS offers personal loans, so there’s no home equity requirement, no appraisal and no need to refinance your mortgage.

How quickly can I get the money?

Once your loan is approved and verified, funds are typically available within 48 hours.

What rates and terms are available?

Your rate and loan options depend on your credit and the amount you borrow. HFS shows you your options after a quick inquiry, which won’t affect your credit score.

Can I pay my loan off early?

Yes. HFS loans have no prepayment penalties.

Is Dynamic Roofing Concepts the lender?

No. Loans are provided through HFS Financial, so questions about your loan go to HFS. We’re always happy to help with questions about your roof and your quote.

Can I finance a commercial roof?

HFS loans are for homeowners. For commercial or HOA projects, contact us and we’ll talk through your project.

Don’t see your question? Call us at (813) 657-7663 or send us a message.

Ready to Check Your Rate?

Checking your rate won’t affect your credit score. Questions about your roof or financing? Give us a call.

Check My Rate(813) 657-7663
Modern farmhouse with a black standing seam metal roof